Automotive Loans

Automotive Loans

Affordable prices are only the start. We result in the whole buying procedure easier.

Your car loan requirements covered

Prices as little as

Enjoy exceedingly competitive prices with great terms.

Complimentary Auto Buying Service

Our professionals will discover the vehicle you would like at a price that is great. Begin right here.

Degree Up

Individuals may be eligible for loan price reductions by simply making consecutive, on-time re re re payments.

Brand Brand New Car Finance

Versatile terms, as much as 125per cent funding

  • New car finance rates as little as 3.14per cent APR
  • As much as 125 percent funding with Guaranteed car Protection and Mechanical Breakdown Protection
  • Versatile terms as much as 84 months
  • No prepayment charges
  • Like a potential price decrease through LevelUp

Free user advantage: We’ll find your car or truck and negotiate an excellent cost

Used Car Loan

Versatile choices to fit your requirements

  • Car loan prices only 3.39per cent APR
  • Affordable payment terms as much as 84 months on automobiles as much as ten years old, maximum 125,000 kilometers
  • As much as 125 percent funding with Guaranteed Auto Protection and Mechanical Breakdown Protection
  • Freedom enabling you to definitely purchase from a dealer, personal celebration, if not purchase away a rent
  • Like a potential price decrease through LevelUp

Free user advantage: We’ll find your vehicle and negotiate a fantastic cost

Car Finance Refinancing

Trade-in your loan for an improved one

  • Car finance refinancing prices as little as 3.14per cent APR
  • Affordable payment terms as much as 84 months on automobiles as much as ten years old, maximum 125,000 kilometers
  • Loans as much as 125per cent of this Kelley Blue Book value (if you owe significantly more than your vehicle may be worth )
  • Save very well your price by refinancing automotive loans off their institutions that are financial

Car Loans Calculator

Exactly just just exactly just How much automobile can we pay for?

Our markers of success


“I’m on my 3rd Patelco car finance and I also could not start thinking about anyone that is trying. The consumer solutions is amazing!”


“I happened to be assisted with a car loan and buy distribution. It absolutely was the experience that is best – We never ever knew it existed.”


“we desperately required a car that is new but had small cash to place straight straight straight straight down. Patelco never ever hesitated to assist me personally.”

Shop the means you desire

Free, concierge car-buying solution

Allow Patelco Auto Buying solution specialists discover the automobile you need and negotiate a price that is great you.

Analysis & Shop with AutoSMART

make use of our AutoSMART solution to find, store and finance your ca r all within one destination.

You are invited to your automobile purchase

stay tuned in for information on upcoming vehicle purchase activities.

Details just around the corner

Safeguard your new r >

Professional agents will discover you the best insurance coverage and security solutions in the most useful cost.

Comprehensive Automobile Insurance solutions 2

Weekdays 5am – 7pm PT Saturdays 9am – 2pm PT

Fully Guaranteed Automobile Protection (GAP)

Mechanical Breakdown Protection (MBP)

Debt & Loan Protection

The AutoSMART links about this web web page shall lead you to keep the Patelco Credit Union web site. Although Patelco works closely with several lovers, third-party web web internet web internet web sites can offer a various online privacy policy and degree of protection. Please consult the web site’s online privacy policy for extra information. Patelco Credit Union doesn’t represent the operator legally with this web web web web web site or perhaps the Patelco user, if the two get into a deal. We’re additionally maybe perhaps maybe not legitimately in charge of accessibility, viewpoints, items, or solutions expressed or offered on the webpage you might be going to go to.

1. APR (Annual Portion Price). Car prices as little as 3.14% APR effective 1/1/2020; susceptible to change without warning. Patelco provides a selection of base prices and discounts that be determined by facets such as for example credit rating, loan term, Patelco account and loan balances, system designation and car age. Lowest price quoted includes 0.10% (10 foundation Points) Commitment domestic discount. Real prices are disclosed to approved candidates on paper just before loan consummation and can even be up to 11.89per cent APR. To find out more about prices, terms and available discounts, call 800.358.8228, see, or go to any Patelco branch. Loan payment instance: $22.23 per thirty days per $1000 lent at 3.14per cent APR for 48 months.

2. Insurance coverage items are maybe perhaps maybe perhaps not deposits of Patelco Credit Union and are also perhaps maybe perhaps maybe not insured because of the NCUA. They’re not assured by Patelco Credit Union and will be at the mercy of danger. Any insurance coverage needed as an ailment of an expansion of credit by Patelco Credit Union will not need to be bought from Patelco Insurance solutions that can be bought from a realtor or an insurance coverage business for the user’s option. Patelco Insurance solutions is just a subsidiary of Patelco Credit Union. Insurance coverage services and products provided by Patelco Insurance solutions, A ca insurance company (License #0C97544). Any complaints can be filed aided by the Ca Department of Insurance, .

3. APR (Annual Percentage Price). 1.00% off present Patelco Credit Union price by having a maximum loan term of 60 months. Present price shall differ predicated on credit history and terms. Funding for qualified Patelco Credit Union users. Offer legitimate just on Enterprise automobile product product product product product product Sales automobiles bought from 11/1/2018 – 12/31/2020. This offer is not along with any kind of offer apart from those placed in this ad.

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